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Types of Car Accidents and How They Affect Claims in Louisiana

By May 1, 2024May 9th, 2024No Comments

Car accidents can turn lives upside down in an instant.

Recent statistics from the 2022 Louisiana Traffic Records Summary Report reveal 852 fatal crashes and 42.4 thousand injury crashes from that same year.

At Pierce & Shows, we recognize the significant impact a car accident can have. That’s why our Louisiana-based personal injury lawyers, like Christopher D. Shows, are here to extend our hand in support during an incredibly challenging time. 

Our clients are more than just cases; they are a part of our community, and this is evident in the outcomes of our cases.

In this blog, we aim to help you understand your rights and explore your options for seeking compensation. 

Most Common Types of Car Accidents in Louisiana

We all carry vivid memories of our first time taking the wheel, and for too many, those memories also include the heart-pounding moment of their first car accident. 

The most common types of car accidents in Louisiana include:

  1. Rollover Accidents

These accidents often result in severe injuries due to the violent nature of the rollover. Clients may require extensive medical treatment and rehabilitation, increasing medical expenses. Additionally, determining liability can be complex, especially if multiple factors contributed to the rollover.

  1. Head-on Collisions

Clients involved in head-on collisions may suffer catastrophic injuries or fatalities, particularly at high speeds. Liability in these cases is usually clear-cut, as one driver typically crosses into the opposing lane. However, compensation may be limited if the at-fault driver lacks insurance coverage.

  1. Rear-end Collisions

While rear-end collisions are common, they can still cause significant injuries, such as whiplash. Clients may face challenges proving the extent of their injuries or disputing liability if the insurance company alleges contributory negligence, such as sudden braking.

  1. T-bone/Side-impact Collisions

These accidents often result in serious injuries due to the lack of protection on the sides of vehicles. Liability may be contentious, especially in cases where traffic signals or signs are involved. Clients may struggle to recover compensation if the at-fault driver is uninsured or underinsured.

  1. Hit-and-run Accidents

Clients injured in hit-and-run accidents may face difficulties obtaining compensation, especially if the at-fault driver is unidentified or lacks insurance. In such cases, clients may need to rely on their uninsured motorist coverage or pursue other avenues for compensation, such as through a personal injury claim or lawsuit.

At Pierce & Shows, our dedicated team of personal injury lawyers is committed to advocating for the rights of victims affected by various car accidents. We stand firm in pursuing justice and compensation for those who have suffered.

What Types of Damages Are Available in a Car Accident Lawsuit in Baton Rouge?

The availability of damages in the aftermath of a car accident injury hinges on various factors, including the injured party’s identity, the nature of the injury, and the circumstances of the incident. 

Car accident injuries may lead to the following types of damages:

In certain instances, victims of accidents may be eligible for extra compensation due to the particularly reckless circumstances surrounding the incident. These additional damages, often referred to as exemplary or “punitive” damages, serve to penalize the at-fault party further.

Legal Things To Do at the Accident Scene Following a Car Crash In Louisiana

If you find yourself in a car accident in Louisiana where someone is injured or killed or there’s property damage exceeding $500, it’s important to follow these steps:

  • Move your vehicle to the nearest shoulder of the road. Then, call the local police to report the accident. While waiting for authorities to arrive, take photos of any damage to both vehicles.
  • Gather contact information from any witnesses who saw what happened. This information may be valuable later on for insurance purposes or legal proceedings.
  • If anyone is injured, seek medical assistance as soon as possible. Even if injuries seem minor at first, it’s essential to get checked out by a medical professional to ensure there are no underlying issues.
  • Finally, consider reaching out to a personal injury lawyer based in Louisiana for guidance on how to proceed. They can provide valuable advice on navigating the process of seeking compensation for any losses incurred due to the accident.

Uninsured Motorists Bound by Louisiana’s “No Pay, No Play” Law

In an effort to discourage driving without auto insurance, Louisiana laws have implemented a “No Pay, No Play” law. This legislation restricts uninsured drivers from claiming a specified amount of damages if they become the victims of another driver’s negligence. 

Under this law, uninsured motorists in Louisiana are unable to recover the initial $15,000 for bodily injury or the first $25,000 for property damage.

Time Limit to File a Personal Injury and Property Damage Claim in Louisiana

In Louisiana, claims for personal injury and property damage resulting from a car accident must be filed within a specific timeframe. 

According to state law, individuals have one year from the date of the accident to initiate legal action to seek compensation for damages incurred.

Contact Pierce & Shows Today - Safeguarding Your Rights and Well-being Following a Car Accident in Louisiana

Remember, seeking counsel from an attorney is strongly advised before engaging in discussions with the insurance company representing the other party. Settling your claim without proper consideration can have lasting consequences. Once a claim is settled, it cannot be reopened, even if you discover additional damages or losses.

At Pierce & Shows, our seasoned car accident attorneys are here to assist you every step of the way. We’ll fight to protect your rights so you can receive the compensation you’re entitled to.

Contact us for a free, no-pressure consultation at 225-388-9574 today.

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